Banking & Insurance
Ananya Menon
Credit Analyst
Financial analysis, credit assessment and documented risk judgement.
Professional profile
Credit Analyst with an illustrative 11-year career focused on financial analysis, credit assessment and documented risk judgement. Brings together financial statements, cash-flow analysis and credit memoranda with practical delivery experience. Selected work below shows the problem, my contribution and the handover material rather than unsupported performance claims.
Professional experience
Credit Analyst
Asterline Financial Services
Responsible for scoped financial analysis, credit assessment and documented risk judgement work, coordinating the relevant reviewers and delivery partners.
- Analysed operating cash flow and documented downside scenarios for the approving authority.
- Consolidated review triggers and supporting records without treating the watchlist as an automatic lending decision.
- Maintained assessment records and made unresolved questions visible before handover.
Credit Analyst
Northmere Financial Services
Supported progressively more complex work in financial analysis, credit assessment and documented risk judgement, with a defined review process.
- Used financial statements and industry research on assigned work; recorded decisions so colleagues could understand the approach.
- Prepared monitoring register and review brief and incorporated specialist feedback before closing the workstream.
Operations Associate
Cedarfield Financial Services
Built foundations through supported assignments, observation and practical feedback.
- Assisted with cash-flow analysis and sensitivity analysis, checking work with an experienced reviewer.
- Kept organised work records and developed clear handover habits through supervised practice.